Welcome to URFINANCE

URFINANCE provides personalised financial services to U to ensure your financial decisions are made carefully and with your best interests in mind.

URFINANCE understands that the finance journey can be challenging.

Whether U are buying, building or renovating your first home, refinancing a loan, purchasing an investment property, or requiring commercial finance, U will have the assurance that URFINANCE will be by your side every step of the way.

URFINANCE will meet U at a time and place that best suits U and always be there with a wealth of local market knowledge, moral support and step-by-step advice, leaving you to worry less and live more.

Our Services

Whether U want to buy, invest or refinance, URFINANCE will help U to simplify the process and find U the right loan for your needs.

First Home Buyer

Ready to buy your first home? URFINANCE will take the stress out of the process with expert advice and support.

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Buying your next home

URFINANCE will help U navigate through time consuming paperwork with a home loan pre-approval. 

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Buying an investment home

A wise decision can help U generate consistent, tax-friendly rent returns with long-term growth in value.

Let URFINANCE help U find and manage tenants without using a real estate agent at a fraction of the cost.

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Building or renovating your next home

URFINANCE will work with your builder to ensure U are finance ready.


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Business Finance

Loans designed for small and medium sized businesses. Unlike other lenders, URFINANCE looks at more than just assets and collateral to get U approved.

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Personal Finance

URFINANCE can help you buy your first car or upgrade to a new one. Looking for equipment finance or debt consolidation? Call URFINANCE today.

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Insurance

What is insurance? And do U really need it?
Learn more about the benefits of insurance, as well as the benefits in your specific insurance policy.

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FREE Super Health Check

Its important to assess whether your super fund is staying on track to deliver projected outcomes for your retirement, or whether U need to enhance its overall performance. 

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URFINANCE

Anita-Jeanine Stephensen

Owner - URFINANCE

I saw the progression to mortgage broking as a fantastic opportunity to assist clients with their finances and take a holistic approach to lending, by removing the noise and focusing on the opportunities that present themselves within the market.

By asking the right questions, I can understand your long-term goals and provide U with the practical knowledge and confidence U need to empower U to make the right decision regarding your circumstances.

Frequently Asked Questions

What does URFINANCE do?

URFINANCE acts as the "middleman" and manages the loan process for people, with lending institutions to obtain the best possible finance terms.

What does URFINANCE specialise in?

Australian banks and lenders have different policies and loan requirements. At URFINANCE, we take away the guesswork, approach different lenders, and find out the requirements and rates to provide options best suited to your circumstances.

How does URFINANCE get paid?

Our services to U are free. We get paid a commission from the lender.

Why should I use URFINANCE?

URFINANCE provides U with More Choice, Best Rates, One on One, Save time, and Market knowledge
URFINANCE takes the time to get to know U, your situation and your goals.
URFINANCE calculates how much U can borrow and repay.
URFINANCE will support U through the entire application process.
URFINANCE will help U obtain pre-approval so that U can shop around confidently.
URFINANCE will continue to support U after settlement and check in with U regularly and when U need us to.


Don't just take our word for it, hear from our customers

What our customers say about URFINANCE

Alex Carpenter

URFINANCE assisted me through the loan application process and helped me to understand that my choice of lender was important and that I could make the decision of who I could choose.

Adam and Zoe

URFINANCE has been with us from the beginning to help us save and with regular check-ins to ensure we are on the right track to purchasing our first home.

Glen and Tayler

For my partner and I, working with Anita made the purchase of our first home completely painless. She was highly professional, patient and very communicative.

She always made sure we knew what was happening, how long it was likely to take and what would be next.

What impressed me the most was how she used her prior experience working in the banks to know or predict exactly what questions potential lenders were going to ask us throughout the mortgage application process and had us prepare it all in advance.

This meant that once we gave her the go ahead to submit an application for us things moved quickly and smoothly with almost no further involvement required from us.

When she was making recommendations regarding which lenders to go with she was very clear and open with her reasons why and made everything easy to understand. My partner and I have been very happy with Anita's service, 10 out of 10 would recommend.

Leah Milliner

We were very nervous about refinancing our home loan but Anita was amazing. She prepared us so well that once the application was submitted there were no extra questions. Anita really listened to what we wanted, gave us great options and helped us to set ourselves up for future goals. I can not recommend urfinance any more highly.

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URFINANCE is ready to serve as your local finance specialists and guide U toward success.

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